Pensions – The Bell Bookshop

The money journal

Emma — Thu, 02 Feb 2023 00:00:00 +0000

If you are worried about ever-rising costs and expenses, then this is the journal for you!

Imagine knowing you have all your money problems sorted: budget, bills, Christmas, holidays, the baby fund – you have enough put aside to cover it all! The Money Journal goes beyond your typical budget planner. Instead, this journal dives deeper, helping you work out your money mindset and tackle your financial anxiety at its core. Discover bank-boosting tips and learn how to tailor your savings goals to your own lifestyle by formulating a personalised budget plan. With this practical handbook, you can also keep on top of your monthly spending, so you always stay on track. All it takes is a little bit of time every day to build your funds.

Let The Money Journal empower you to take back control of your bank balance and achieve your money goals.

Inside this journal you’ll find:
– A spender quiz to help you discover your money mindset
– A guide to setting your savings goals
– A checklist for getting out of debt
– A monthly to-do list to help you reach your targets
– Space for taking notes and reflecting on your progress

How to Fund the Life You Want

Emma — Thu, 13 Oct 2022 00:00:00 +0000

An accessible and practical guide to personal finance that busts myths, clarifies jargons and clarifies the best options for building your wealthMore and more people are reassessing their lives as a result of the pandemic. Many have left their jobs or reduced their hours. Others have resolved to work only as long as they must, retiring early to focus on families and friends, hobbies or travel. Meanwhile, employers all over the world are experimenting with a four-day week.Making the most of these choices requires having and growing enough money to enjoy your future life, without needing to worry about it running out. But when it comes to investing in a pension, there is a dizzying number of complex options available.This book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. The authors strip away the marketing-speak, and through simple graphs, charts and diagrams, provide an evidence-based money manual that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid.It’s a highly practical and refreshingly honest book, written by two independent experts who have seen how the investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show, in practical language, how UK savers and investors can beat this system and, crucially, make more money for themselves than they do for financial services firms.

Built On A Lie

Emma — Thu, 04 Mar 2021 00:00:00 +0000

‘This book should be sold with a bottle of blood-pressure pills. Walker’s depiction is meticulous and unsparing’ The Times

‘Vital financial journalism with heart’ Emma Barnett, BBC

The definitive account of the Neil Woodford scandal from the award-winning FT journalist who first broke the story. This is the gripping tale of Britain’s top investor’s fall from grace and the shattering consequences.

The proud owner of a sprawling £14m estate in the Cotswolds, boasting a stable of eventing horses, a fleet of supercars and neighbouring the royal family, Neil Woodford was the most celebrated and successful British investor of his generation.

He spent years beating the market; betting against the dot com bubble in the 1990s and the banks before the financial crash in 2008, making blockbuster returns for his investors and earning himself a reputation of ‘the man who made Middle England rich’. As famous for his fleet of fast cars and ostentatious mansions, he was the rockstar fund manager that had the lifestyle to match.

But, in 2019, after a stream of poorly-judged investments, Woodford’s asset management company collapsed, trapping hundreds of thousands of rainy-day savers in his flagship fund and hanging £3.6bn in the balance.

In Built on a Lie, Financial Times reporter Owen Walker reveals the disastrous failings of Woodford, the greed and opulence at the heart of his operation, the flaws of an industry in thrall to its star performers and the dangers of limited regulation. With exclusive access to Woodford’s inner circle, Walker will reveal the full, jaw-dropping story of Europe’s biggest investment scandal in a decade.